Car Loans For Newcomers to Canada: Get Pre-Approved

For newcomers to Canada, obtaining a car loan from a dealership can be an excellent way to secure transportation and build credit history.   Dealership financing offers convenience and accessibility to individuals who may not yet have an established credit history or have limited options when it comes to traditional lending institutions.   In this […]

"I’m between jobs right now and I need a car to get to interviews. Can I get a car loan?" This was the question we were asked the other day. It’s more common than you might think, so we thought we would answer it here in a blog post as well as answer the client […]

If you’re planning a new car purchase and are looking at auto loans, you may have to consider a co-borrower vs. co-signer. That’s especially true if you’re buying your first car or have bad credit.   You’ll hear the two terms used a lot in relation to auto loans, so what’s the difference? Get Pre-Approved […]

The vast majority of auto loans are secured loans. That means they are secured on the car you buy with it. But what’s the difference between a secured loan and an unsecured car loan? Which is best when buying a new car?   This article covers what both secured & unsecured loans are and the […]

The appeal of a brand new car, or the practicality of a reliable used one, can be strong. But in Canada's dynamic car market, timing your purchase strategically can make a significant difference to your wallet.   This guide covers the factors that influence car prices and explores the best time to buy both new […]

Have you just got your driver’s licence? Want to get out on the road and explore the countryside? Don’t have the cash to buy your own car right away so you're looking to finance a car loan as a young driver? You’re not alone. Thousands of young people qualify to drive but don’t have the […]

Today we’re tackling one of the most common questions we come across. What's the best length for a car loan? It’s a tough question to answer specifically as everyone’s situation is different, but we can offer some guidance.   Our auto loans team explains the pros and cons of longer auto loans and what you […]

Establishing and maintaining a strong credit history is essential for financial well-being in Canada.   A robust credit profile opens doors to favorable interest rates, better loan terms, and increased borrowing power.   While there are several methods to build credit, one often-overlooked avenue is the utilization of car loans.   In this article, we'll […]

We write a lot about how car loans can impact your credit score and how your score influences the cost of the loan, but what about leasing? Does leasing a car impact your credit score? Does having a good score make a lease cheaper?   We asked our car loans team to tell us all […]

Ever wondered if buying a car with a loan can actually help your credit score? The answer is yes, but with a big ol' BUT. Let's break down how financing a car affects your credit and how to make it your credit-building friend, not foe. Get Pre-Approved in 2 Minutes or Less. All credit scores […]