Can I Buy a Car With No Credit History in Canada?

Picture this: you've finally landed that dream job, and now you're ready to take the next step toward independence by purchasing your very own car. But there's a tiny roadblock: you have no credit score.   While it might seem like a daunting challenge, fear not! We're here to guide you through the process of […]

Buying a car is a significant financial decision, and finding the best financing option can make a big difference in your budget. One term you might come across when shopping for a car in Canada is "0% interest car financing." This can sound appealing, but it's essential to understand what it means and how it […]

It’s time for a customer question and while we have lots to choose from, one in particular caught our eye this week. It was ‘What is in-house financing and is it a good idea?’ As we have come across this question before, we thought we would ask our car loan team to answer.   Here’s […]

Nobody wants to have to go through a repossession but it is something too many people have to experience. While it can be devastating at the time, it’s a temporary situation that you can recover from. You can even get your car back in most situations. Our car loan team outlines how to get your […]

When purchasing a car, many Canadians opt for financing options to spread the cost over time. Car loans are a common choice, allowing individuals to own a vehicle without paying the full amount upfront.   However, getting approved for a car loan is not always easy, especially if you have limited credit history or a […]

When immigrants set foot in Canada, they embark on a journey filled with dreams, aspirations, and endless possibilities.   However, amidst the excitement and challenges that come with building a new life, one crucial aspect often remains unaddressed: transportation.   The ability to secure a car loan as an immigrant in Ontario can be a […]

For many Canadians, owning a car is essential for daily commuting, running errands, and maintaining a sense of independence.   However, obtaining a car loan while on Employment Insurance (EI) can be challenging, as lenders often consider it a risk due to the temporary nature of the benefit.   Despite the limitations of traditional lending […]

The typical car lease will be for a new car but can you lease used cars? Are they a good idea? Are they cheaper than leasing a new vehicle? Is there anything you should look out for?   Our auto lease team offers some of their wisdom.   Leasing a Used Car When we think […]

If you're looking to buy a car, but have just started a new job, you may be wondering whether you can get a car loan. While it can be more challenging to obtain a car loan with a new job, it is still possible.   Here's what you need to know about getting a car […]

When it comes to buying a car, Ontario residents often find themselves caught in a conundrum.   How much should they really spend on a vehicle? Should they splurge on their dream car or opt for a more budget-friendly option?   In this article, we will dive deep into the heart of the matter, shedding […]