Can I Get a Car Loan With Unpaid Collections On My Credit?

Obtaining a car loan with unpaid collections can be a daunting task for many Canadians.   Unpaid collections can significantly impact your credit score and make traditional lenders wary of extending credit.   While banks and credit unions might not be feasible options for those with unpaid collections, there are still potential avenues to explore […]

Leasing or buying a car are the two main avenues towards driving a new car. Both have their upsides and downsides and will be more suitable in some situations than others. Our auto loans team is going to try to help you make a more informed decision about whether to lease or buy your next […]

The chances of you being able to get approved for a car loan with 400 credit score or less are very low unless you work with finance experts. The average Canadian has a credit score of 660, so you have some serious work to do if you want to qualify for competitive car loans.   […]

Looking to buy a car in Canada? Finding the right financing options can be daunting. In this article, we will provide you with essential tips to help you secure affordable car financing without overwhelming you with complex jargon. Get ready to hit the road with confidence! Get Pre-Approved in 2 Minutes or Less. All credit […]

When a business owner wishes to finance the purchase of a new vehicle, they must overcome a number of distinct difficulties.   The majority of people, regardless of whether they are self-employed or not, require a loan to pay for large purchases such as a new automobile.   We'll provide you with the information you […]

We tend to assume that everyone has a bank account, but that’s not strictly true. There are thousands of Canadians without one for a multitude of reasons. But does not having a bank account prevent you from getting a car loan?   Our car loan team explains your options.   Car Loans Without a Bank […]

If you have a 600-credit score and want to get a good car loan in Ontario, you are in the right spot. By the time you reach the end of this conversation, you are going to be in a position of total confidence. Get Pre-Approved in 2 Minutes or Less. All credit scores accepted & […]

Picture this: you've finally landed that dream job, and now you're ready to take the next step toward independence by purchasing your very own car. But there's a tiny roadblock: you have no credit score.   While it might seem like a daunting challenge, fear not! We're here to guide you through the process of […]

Buying a car is a significant financial decision, and finding the best financing option can make a big difference in your budget. One term you might come across when shopping for a car in Canada is "0% interest car financing." This can sound appealing, but it's essential to understand what it means and how it […]

It’s time for a customer question and while we have lots to choose from, one in particular caught our eye this week. It was ‘What is in-house financing and is it a good idea?’ As we have come across this question before, we thought we would ask our car loan team to answer.   Here’s […]