How to Get a Car Loan as an Independant Contractor in Canada

You cannot beat being your own boss. If you can manage the extra responsibility and are a self-starter, being self-employed is an amazing way to earn a living.   There are complications though when it comes to auto loans as a contract worker. especially when it comes to accessing credit in Guelph. Even though contracting […]

If you are on the fence about whether you should buy an EV or hybrid vehicle you are in the right spot.   Our auto loans team is going to give you the information you need to make a truly informed buying decision. Get Pre-Approved in 2 Minutes or Less. All credit scores accepted & […]

Guarantor car loans, or cosigner loans, can help if you are rebuilding credit or don’t have quite enough income to qualify for the car loan on your own. They are useful in accessing standard car finance without any extra complications.   We asked our auto loans team to explain guarantor car loans, what they are, […]

Canadians that want to buy a car but lack the cash on hand for a down payment may qualify for $0 down car financing. Having a down payment helps demonstrate you are serious about buying a car but carmakers understand that most prospective buyers do not have the cash available.   Our auto loans team […]

Nobody likes going upside down on a loan. It’s an uncomfortable feeling and even if you have no intention of selling your car in the near future, it’s not a position anyone wants to be in.   So what can you do about it? Get Pre-Approved in 2 Minutes or Less. All credit scores accepted […]

If you're in the market for your next/first vehicle, you might be asking yourself "should I buy a new car?" as opposed to a less expensive used option.   As they are a significant investment that can involve up to 96 months of auto loan payments, we want you to make the right decision! Let's […]

What is negative equity? Is it the same as being upside down? How does it impact auto loans and can you avoid it? These are all questions fielded by our auto loan team this year alone so we thought the subject would make an excellent blog post.   Negative equity is most often used with […]

If you need to sell your car for any reason but are still paying your auto loan, can you sell it? Can you sell your car to a dealership while there is a loan still outstanding?   We asked our auto loans team whether you can sell your car to a dealership with a loan […]

Securing auto financing after a consumer proposal can be a challenging. Usually because of the bruise it can leave on your credit score. However, it's still possible, and with careful planning and informed decision-making, not only will you be able to finance a vehicle, you'll be able to finance one that meets your wants and […]

Our cars are a significant expense and can take up a large part of our monthly income. If you’re looking for a little extra, isn’t it right to make money using your car to help pay it off? We think so!   That’s why we asked our auto loans team to list a few actionable […]